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This is neither an offer to sell nor a solicitation of an offer to buy the securities described herein. Only the prospectus (or offering memorandum) makes such an offer. The literature must be read in conjunction with the Prospectus in order to fully understand all of the implications and risk of the offering of securities to which it relates. Please read the Prospectus in its entirety before investing for complete information and to learn more about the risk associated with this offering. No offering is made to New York residents except by a Prospectus filled with the Department of Law of the State of New York. The Attorney General of the State of New York has not passed on or endorsed the merits of this offering.